Important Disclaimer

Important Notice:

Past performance does not guarantee future results.

All investments carry risk and may lose value. Please consider your financial situation carefully before investing.

General Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. We strongly recommend consulting with qualified financial professionals before making investment decisions.

Our services are designed to provide educational content and general guidance. Individual circumstances vary significantly, and what works for one person may not be suitable for another.

Limitation of Liability

To the maximum extent permitted by Australian law, we limit our liability as follows:

  • • We exclude all warranties, express or implied, regarding the accuracy or completeness of information provided
  • • We are not liable for any direct, indirect, or consequential damages arising from use of our services
  • • Our total liability shall not exceed the amount paid for our services in the preceding 12 months
  • • We do not guarantee specific investment outcomes or returns
  • • Users assume full responsibility for their investment decisions and outcomes

These limitations apply to the fullest extent permitted by law while preserving your statutory consumer rights.

Information Accuracy

While we strive to provide accurate and up-to-date information, market conditions and regulations change frequently.

We make no warranties regarding the accuracy, completeness, or timeliness of the information presented.

Information may be updated without notice. Users should verify current details before making decisions.

Professional Advice Disclaimer

Our content does not constitute professional advice in the following areas:

Always consult qualified professionals for personalized guidance.

  • • Financial planning and investment advice
  • • Tax planning and preparation
  • • Legal matters and regulatory compliance
  • • Insurance and risk management

External Links

Our website may contain links to third-party websites for your convenience and information.

We do not endorse, control, or assume responsibility for the content or practices of linked sites.

Results Disclaimer

Any examples, case studies, or testimonials presented are for illustrative purposes only and should not be considered typical results.

Individual results may vary based on personal circumstances, market conditions, and implementation of strategies.

Intellectual Property

All content, trademarks, and materials on this website are protected by intellectual property laws.

Unauthorized reproduction or distribution is strictly prohibited without written consent.

Indemnification

Users agree to indemnify and hold harmless Xoliravion from any claims arising from their use of our services or violation of these terms.

Jurisdiction and Governing Law

These terms and your use of our services are governed by the following:

Australian law, specifically the laws of New South Wales

Where you reside in other Australian states, local consumer protection laws may also apply

Any disputes will be subject to the exclusive jurisdiction of New South Wales courts

Severability

If any provision of this disclaimer is found unenforceable, the remaining provisions shall continue in full force and effect.

Modifications

We reserve the right to update this disclaimer at any time. Continued use constitutes acceptance of any changes.

Last Updated: July 8, 2025

Contact Information

For questions about this disclaimer, please contact us:

Xoliravion Financial Services Pty Ltd

Level 42, 153 Collins Street, Melbourne VIC 3000, Australia

Email: info@xoliravion.com

Phone: +61 4 0989 1383