Privacy Policy

Introduction

This privacy policy explains how Xoliravion Financial Services collects, uses, and protects your personal information when you use our services or visit our website.

Last Updated: July 8, 2025

Information We Collect

We collect information in several ways:

• • Personal details you provide (name, email, phone, address)
• • Financial information relevant to our services
• • Website usage data through cookies and analytics
• • Communication records and service interactions

How We Use Your Information

We use your information for these purposes:

• • Providing financial planning and investment services
• • Communicating about your account and services
• • Improving our website and service offerings
• • Complying with legal and regulatory requirements

Legal Basis for Processing

We process your personal information based on:

Legitimate business interests, legal obligations, and your consent where required.: We process your data on the basis of consent and legitimate interest for service provision.

Data Sharing

We may share your information in limited circumstances:

• • With service providers who assist in delivering our services
• • When required by law or regulatory authorities
• • With your explicit consent for specific purposes

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Data Retention

We retain your personal information for as long as necessary to provide services and comply with legal obligations, typically 7 years for financial records.

Your Rights

Under Australian privacy law, you have the right to:

• • Access your personal information we hold
• • Request correction of inaccurate information
• • Request deletion of your information in certain circumstances
• • Restrict processing of your information
• • Receive your information in a portable format
• • Object to certain types of processing

Cookies and Tracking

Our website uses cookies and similar technologies to enhance your experience and analyze usage patterns.

For detailed information about our cookie practices: Read our Cookie Policy

Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from minors without parental consent.

Policy Changes

We may update this privacy policy periodically. Significant changes will be communicated through our website or directly to you.

Contact Information

For privacy-related inquiries, contact our Privacy Officer: